Correlation Analysis
SoFi Technologies, Inc. Common Stock vs VISA Inc.
SOFI vs V
+0.610
Moderate positive
When one moves up, the other tends to follow.
SoFi Technologies, Inc. Common Stock
↗SOFI
SoFi is a financial-services company that was founded in 2011 and is based in San Francisco. Initially known for its student loan refinancing business, the company has expanded its product offerings to include personal loans, credit cards, mortgages, investment accounts, banking services, and financial planning. The company intends to be a one-stop shop for its clients' finances and operates solely through its mobile app and website. Through its acquisition of Galileo in 2020, the company also offers payment and account services for debit cards and digital banking.
Market cap 20.7B · 6,100 employees
VISA Inc.
↗V
Visa is the largest payment processor in the world. In fiscal 2025, it processed almost $17 trillion in total volume. Visa operates in over 200 countries and processes transactions in over 160 currencies. Its systems are capable of processing over 65,000 transactions per second.
Market cap 583.4B
Time Series
Relative Performance
Who Moves First
V leads SOFI by 6 days
V tends to move before SOFI.
After testing 13 timing shifts, the strongest relationship was +0.627 (they moved in the same direction).
Do They Crash Together?
Correlation by Market Regime
How these series behave when markets are rising, falling, or diverging. A correlation that holds in drawdowns is very different from one that only works in rallies.
Both Rising
+0.769
8 periods · Return correlation when both series rose
Both Falling
+0.633
13 periods · Return correlation when both series fell
Diverging
-0.686
14 periods · Return correlation when series moved apart
R-Squared
37.2%
Share of variance in one series explained by the other.
Trend Agreement
60.6%
How often both series moved in the same direction period-to-period.
Overlap Quality
1,218
Deep shared window — 1,218 usable pairs.
Significance
p < 0.001
95% CI: [0.573, 0.644]
Scatter
XY Regression
Pipeline
Data quality details
Pipeline
Data quality details
Pipeline Summary
1,218 paired data points survived the daily window.
Raw input
1,218
1,254
Normalized
1,218
1,254
Prepared
1,218
1,254
Aligned
1,218
1,218
Invalid removed
0
A: 0 / B: 0
Duplicates removed
0
A: 0 / B: 0
Alignment drops
36
A: 0 / B: 36
Series A
SoFi Technologies, Inc. Common Stock
SOFI
Market cap 20.7B · 6,100 employees
Stock · 1,218 raw → 1,218 prepared
Series B
VISA Inc.
V
Market cap 583.4B
Stock · 1,254 raw → 1,254 prepared
Sign agreement
100.0%
How often both values share the same sign.
Zero crossings
7
Estimated crossover points between normalized spreads.
Slope
4.6750
Linear regression slope.
Intercept
207.0543
Linear regression intercept.
Related Extremes
Highest and Lowest Correlated
Saved 7 hours ago · ID: stock-sofi-vs-stock-v-daily