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Correlation Analysis

SoFi Technologies, Inc. Common Stock vs Exxon Mobil Corporation

SOFI vs XOM

-0.006

Near-zero inverse

When one moves up, the other tends to move down.

SOFI logo

SoFi Technologies, Inc. Common Stock

SOFI

SoFi is a financial-services company that was founded in 2011 and is based in San Francisco. Initially known for its student loan refinancing business, the company has expanded its product offerings to include personal loans, credit cards, mortgages, investment accounts, banking services, and financial planning. The company intends to be a one-stop shop for its clients' finances and operates solely through its mobile app and website. Through its acquisition of Galileo in 2020, the company also offers payment and account services for debit cards and digital banking.

Market cap 20.7B · 6,100 employees

XOM logo

Exxon Mobil Corporation

XOM

ExxonMobil is an integrated oil and gas company that explores for, produces, and refines oil worldwide. In 2025, it produced 3.3 million barrels of liquids and 8.4 billion cubic feet of natural gas per day. At the end of 2024, reserves were 19.9 billion barrels of oil equivalent, 69% of which were liquids. The company is one of the world's largest refiners, with a total global refining capacity of 4.3 million barrels of oil per day, and is one of the world's largest manufacturers of commodity and specialty chemicals.

Market cap 680.7B

Jun 1, 2021 — Apr 7, 2026Daily1,218 data pointsStockStockEnergy

Time Series

Relative Performance

Green: SOFIGray: XOM36 of 1,218 points (sampled)

Who Moves First

XOM leads SOFI by 5 days

XOM tends to move before SOFI.

After testing 13 timing shifts, the strongest relationship was -0.009 (they moved in opposite directions).

Do They Crash Together?

Correlation by Market Regime

How these series behave when markets are rising, falling, or diverging. A correlation that holds in drawdowns is very different from one that only works in rallies.

Both Rising

-0.321

8 periods · Return correlation when both series rose

Both Falling

-0.465

9 periods · Return correlation when both series fell

Diverging

-0.818

18 periods · Return correlation when series moved apart

R-Squared

0.0%

Share of variance in one series explained by the other.

Trend Agreement

56.1%

How often both series moved in the same direction period-to-period.

Overlap Quality

1,218

Deep shared window — 1,218 usable pairs.

Significance

n.s.

95% CI: [-0.062, 0.050]

Scatter

XY Regression

2.545101520253031.3645.36080100120140160172.7SoFi Technologies, Inc. Common StockExxon Mobil CorporationData pointsFit (r = -0.006)

Pipeline

Data quality details

Pipeline Summary

1,218 paired data points survived the daily window.

Raw input

1,218

1,254

Normalized

1,218

1,254

Prepared

1,218

1,254

Aligned

1,218

1,218

Invalid removed

0

A: 0 / B: 0

Duplicates removed

0

A: 0 / B: 0

Alignment drops

36

A: 0 / B: 36

Series A

SOFI logo

SoFi Technologies, Inc. Common Stock

SOFI

Market cap 20.7B · 6,100 employees

Stock · 1,218 raw → 1,218 prepared

Series B

XOM logo

Exxon Mobil Corporation

XOM

Market cap 680.7B

Stock · 1,254 raw → 1,254 prepared

Sign agreement

100.0%

How often both values share the same sign.

Zero crossings

43

Estimated crossover points between normalized spreads.

Slope

-0.0191

Linear regression slope.

Intercept

102.9673

Linear regression intercept.

Related Extremes

Highest and Lowest Correlated

Saved 7 hours ago · ID: stock-sofi-vs-stock-xom-daily