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Correlation Analysis

Microsoft Corp vs SoFi Technologies, Inc. Common Stock

MSFT vs SOFI

+0.582

Moderate positive

When one moves up, the other tends to follow.

MSFT logo

Microsoft Corp

MSFT

Microsoft develops and licenses consumer and enterprise software. It is known for its Windows operating systems and Office productivity suite. The company is organized into three equally sized broad segments: productivity and business processes (legacy Microsoft Office, cloud-based Office 365, Exchange, SharePoint, Skype, LinkedIn, Dynamics), intelligence cloud (infrastructure- and platform-as-a-service offerings Azure, Windows Server OS, SQL Server), and more personal computing (Windows Client, Xbox, Bing search, display advertising, and Surface laptops, tablets, and desktops).

Market cap 2.8T

SOFI logo

SoFi Technologies, Inc. Common Stock

SOFI

SoFi is a financial-services company that was founded in 2011 and is based in San Francisco. Initially known for its student loan refinancing business, the company has expanded its product offerings to include personal loans, credit cards, mortgages, investment accounts, banking services, and financial planning. The company intends to be a one-stop shop for its clients' finances and operates solely through its mobile app and website. Through its acquisition of Galileo in 2020, the company also offers payment and account services for debit cards and digital banking.

Market cap 20.7B · 6,100 employees

Jun 1, 2021 — Apr 7, 2026Daily1,218 observationsStockStockTechnology

Who Moves First

MSFT leads SOFI by 6 days

MSFT tends to move before SOFI.

Best correlation after shifting: +0.603 (13 shifts scanned)

Do They Crash Together?

Correlation by Market Regime

How these series behave when markets are rising, falling, or diverging. A correlation that holds in drawdowns is very different from one that only works in rallies.

Both Rising

+0.375

9 periods · Return correlation when both series rose

Both Falling

+0.754

11 periods · Return correlation when both series fell

Diverging

-0.446

15 periods · Return correlation when series moved apart

R-Squared

33.8%

Share of variance in one series explained by the other.

Trend Agreement

63.9%

How often both series moved in the same direction period-to-period.

Overlap Quality

1,218

Deep shared window — 1,218 usable pairs.

Significance

p < 0.001

95% CI: [0.543, 0.618]

Time Series

Rebased to 100

Green: MSFTGray: SOFI36 of 1,218 points (sampled)

Scatter

XY Regression

215.4250300350400450500536.52.545101520253031.36Microsoft CorpSoFi Technologies, Inc. Common StockData pointsFit (r = 0.582)

Pipeline

Data quality details

Pipeline Summary

1,218 paired observations survived the daily window.

Raw input

1,254

1,218

Normalized

1,254

1,218

Prepared

1,254

1,218

Aligned

1,218

1,218

Invalid removed

0

A: 0 / B: 0

Duplicates removed

0

A: 0 / B: 0

Alignment drops

36

A: 36 / B: 0

Series A

MSFT logo

Microsoft Corp

MSFT

Market cap 2.8T

Stock · 1,254 raw → 1,254 prepared

Series B

SOFI logo

SoFi Technologies, Inc. Common Stock

SOFI

Market cap 20.7B · 6,100 employees

Stock · 1,218 raw → 1,218 prepared

Sign agreement

100.0%

How often both values share the same sign.

Zero crossings

9

Estimated crossover points between normalized spreads.

Slope

0.0474

Linear regression slope.

Intercept

-4.9155

Linear regression intercept.

Related Extremes

Highest and Lowest Correlated

Saved 3 hours ago · ID: stock-msft-vs-stock-sofi-daily-20260408-ubcxn8