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Correlation Analysis

Mastercard Incorporated vs Truist Financial Corporation

MA vs TFC

-0.207

Light inverse

When one moves up, the other tends to move down.

MA logo

Mastercard Incorporated

MA

Mastercard is the second-largest payment processor in the world, having processed close to $11 trillion in volume during 2025. Mastercard operates in over 200 countries and processes transactions in over 150 currencies.

Market cap 447.2B

TFC logo

Truist Financial Corporation

TFC

Truist Financial is one of the three super-regional banks in the US, with around $565 billion in assets as of the fourth quarter of 2025. Truist emerged from the combination of BB&T and SunTrust in 2019. Based in Charlotte, North Carolina, the bank's footprint is largely in the Mid-Atlantic and Southeast. Apart from retail and commercial banking operations, the bank also offers online and point-of-sale consumer lending, cards, wealth management, investment banking, and other banking services.

Market cap 59.1B · 38,711 employees

Apr 9, 2021 — Apr 7, 2026Daily1,254 data pointsStockStockFinancialsFinancials

Time Series

Relative Performance

Green: MAGray: TFC36 of 1,254 points (sampled)

Who Moves First

TFC leads MA by 6 days

TFC tends to move before MA.

After testing 13 timing shifts, the strongest relationship was -0.229 (they moved in opposite directions).

Do They Crash Together?

Correlation by Market Regime

How these series behave when markets are rising, falling, or diverging. A correlation that holds in drawdowns is very different from one that only works in rallies.

Both Rising

+0.101

12 periods · Return correlation when both series rose

Both Falling

+0.074

10 periods · Return correlation when both series fell

Diverging

-0.629

13 periods · Return correlation when series moved apart

R-Squared

4.3%

Share of variance in one series explained by the other.

Trend Agreement

65.4%

How often both series moved in the same direction period-to-period.

Overlap Quality

1,254

Deep shared window — 1,254 usable pairs.

Significance

p < 0.001

95% CI: [-0.259, -0.153]

Scatter

XY Regression

308.1350400450500550599.525.33040506067.3Mastercard IncorporatedTruist Financial CorporationData pointsFit (r = -0.207)

Pipeline

Data quality details

Pipeline Summary

1,254 paired data points survived the daily window.

Raw input

1,254

1,254

Normalized

1,254

1,254

Prepared

1,254

1,254

Aligned

1,254

1,254

Invalid removed

0

A: 0 / B: 0

Duplicates removed

0

A: 0 / B: 0

Alignment drops

0

A: 0 / B: 0

Series A

MA logo

Mastercard Incorporated

MA

Market cap 447.2B

Stock · 1,254 raw → 1,254 prepared

Series B

TFC logo

Truist Financial Corporation

TFC

Market cap 59.1B · 38,711 employees

Stock · 1,254 raw → 1,254 prepared

Sign agreement

100.0%

How often both values share the same sign.

Zero crossings

15

Estimated crossover points between normalized spreads.

Slope

-0.0226

Linear regression slope.

Intercept

54.8225

Linear regression intercept.

Related Extremes

Highest and Lowest Correlated

Saved 7 hours ago · ID: stock-ma-vs-stock-tfc-daily