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Correlation Analysis

Equifax, Incorporated vs VISA Inc.

EFX vs V

+0.345

Light positive

When one moves up, the other tends to follow.

EFX logo

Equifax, Incorporated

EFX

Along with Experian and TransUnion, Equifax is one of the leading credit bureaus in the United States. Equifax's credit reports provide credit histories on millions of consumers, and the firm's services are critical to lenders' credit decisions. In addition, about 40% of the firm's revenue comes from workforce solutions, which provides income verification and employer human resources services. Equifax generates about 25% of its revenue from outside the United States.

Market cap 22B · 15,000 employees

V

VISA Inc.

V

Visa is the largest payment processor in the world. In fiscal 2025, it processed almost $17 trillion in total volume. Visa operates in over 200 countries and processes transactions in over 160 currencies. Its systems are capable of processing over 65,000 transactions per second.

Market cap 583.4B

Apr 9, 2021 — Apr 7, 2026Daily1,254 data pointsStockStockFinancials

Time Series

Relative Performance

Green: EFXGray: V36 of 1,254 points (sampled)

Who Moves First

EFX leads V by 6 days

EFX tends to move before V.

After testing 13 timing shifts, the strongest relationship was +0.351 (they moved in the same direction).

Do They Crash Together?

Correlation by Market Regime

How these series behave when markets are rising, falling, or diverging. A correlation that holds in drawdowns is very different from one that only works in rallies.

Both Rising

+0.550

12 periods · Return correlation when both series rose

Both Falling

+0.518

11 periods · Return correlation when both series fell

Diverging

-0.351

12 periods · Return correlation when series moved apart

R-Squared

11.9%

Share of variance in one series explained by the other.

Trend Agreement

66.2%

How often both series moved in the same direction period-to-period.

Overlap Quality

1,254

Deep shared window — 1,254 usable pairs.

Significance

p < 0.001

95% CI: [0.295, 0.393]

Scatter

XY Regression

153.4160180200220240260280300308.1192.8200250300350372.1Equifax, IncorporatedVISA Inc.Data pointsFit (r = 0.345)

Pipeline

Data quality details

Pipeline Summary

1,254 paired data points survived the daily window.

Raw input

1,254

1,254

Normalized

1,254

1,254

Prepared

1,254

1,254

Aligned

1,254

1,254

Invalid removed

0

A: 0 / B: 0

Duplicates removed

0

A: 0 / B: 0

Alignment drops

0

A: 0 / B: 0

Series A

EFX logo

Equifax, Incorporated

EFX

Market cap 22B · 15,000 employees

Stock · 1,254 raw → 1,254 prepared

Series B

V

VISA Inc.

V

Market cap 583.4B

Stock · 1,254 raw → 1,254 prepared

Sign agreement

100.0%

How often both values share the same sign.

Zero crossings

26

Estimated crossover points between normalized spreads.

Slope

0.5387

Linear regression slope.

Intercept

138.6649

Linear regression intercept.

Related Extremes

Highest and Lowest Correlated

Saved 7 hours ago · ID: stock-efx-vs-stock-v-daily