Loading market view
Loading market view
Loading correlations
UNITEDHEALTH GROUP INCORPORATED (Delaware) (UNH) vs Total Consumer Credit
Correlation
of % moves
+25%
In sync
of periods
53%
History
monthsmonths · through 2026-04
59
These move in the same direction about 53% of the time
Their swing sizes only faintly line up (~6% of the pattern is shared).
Roughly random — these don't track each other in a meaningful way.
Both lines start at the same point — easy to compare when growth rates are similar.
What to Watch
Slipping tighter
The recent pattern is tighter than its long-run baseline — keep an eye on whether this sticks.
Total Consumer Credit moves ~5 months before UNH
Watch Total Consumer Credit for an early read on UNH.
Flips between sync and inverse
Sometimes the two move together, sometimes opposite. Don't treat this as a stable signal.
Advanced
Statistics
In sync(i)
53.4%
Headline metric
Movement correlation(i)
+25%
Based on % moves
95% CI
-1% → +48%
Pipeline
Pipeline Summary
59 paired data points survived the monthly window.
Raw input
1,255
1,000
Normalized
1,255
1,000
Prepared
61
1,000
Aligned
59
59
Invalid removed
Likely range of correlation
R²(i)
6.3%
Variance explained
Significance
n.s.
Statistical confidence
Data points
59
Thin
Time-Shifted Correlation
See how correlation changes when one series is offset in time. A taller bar at a non-zero shift means the two move together better when one leads the other — that's a potential lead/lag signal.
Correlation by shift
Click a bar to inspect. Range: -18 to 18 months.
Selected shift
-5 months
Correlation at this shift
+51%
+26% stronger than no-shift baseline
Total Consumer Credit shifted 5 months later. Reads: "Does UNITEDHEALTH GROUP INCORPORATED (Delaware) (UNH) today line up with Total Consumer Credit 5 months ago?"
53 overlapping points at this shift
Baseline
+25%
No-shift correlation, matching the main time-series chart above.
Peak shift
-5 months
+51%
A non-zero peak suggests one series lines up better when shifted against the other.
Stability
How the correlation evolves over time. A stable line means the relationship is reliable; large swings signal regime-dependent behavior.
Do They Crash Together?
How these series behave when markets are rising, falling, or diverging. A correlation that holds in drawdowns is very different from one that only works in rallies.
Both Rising
-4%
27 periods · Return correlation when both series rose
Both Falling
N/A
4 periods · Return correlation when both series fell
Diverging
-1%
27 periods · Return correlation when series moved apart
Scatter
0
A: 0 / B: 0
Duplicates removed
0
A: 0 / B: 0
Alignment drops
943
A: 2 / B: 941
Series A
UNITEDHEALTH GROUP INCORPORATED (Delaware) (UNH)
UNH
Stock · 1,255 raw → 61 prepared
Series B
Total Consumer Credit
TOTALSL
FRED · 1,000 raw → 1,000 prepared
Sign agreement
100.0%
How often both values share the same sign.
Zero crossings
1
Estimated crossover points between normalized spreads.
Slope
0.0140
Linear regression slope.
Intercept
0.0028
Linear regression intercept.
Saved last month · ID: fred-totalsl_stock-unh_monthly_5y