CorrlensCorrlens
Correlate

Correlation Analysis

Mastercard Incorporated vs Xcel Energy, Inc.

MA vs XEL

+0.202

Light positive

When one moves up, the other tends to follow.

MA logo

Mastercard Incorporated

MA

Mastercard is the second-largest payment processor in the world, having processed close to $11 trillion in volume during 2025. Mastercard operates in over 200 countries and processes transactions in over 150 currencies.

Market cap 447.2B

XEL logo

Xcel Energy, Inc.

XEL

Xcel Energy manages utilities serving 3.9 million electric customers and 2.2 million natural gas customers in eight states. Its utilities are Northern States Power, which serves customers in Minnesota, North Dakota, South Dakota, Wisconsin, and Michigan; Public Service Company of Colorado; and Southwestern Public Service Company, which serves customers in Texas and New Mexico. It is one of the largest renewable energy suppliers in the US, with more than half of its electricity sales coming from carbon-free energy.

Market cap 50.2B · 11,534 employees

Apr 9, 2021 — Apr 7, 2026Daily1,254 data pointsStockStockFinancials

Time Series

Relative Performance

Green: MAGray: XEL36 of 1,254 points (sampled)

Who Moves First

MA leads XEL by 6 days

MA tends to move before XEL.

After testing 13 timing shifts, the strongest relationship was +0.214 (they moved in the same direction).

Do They Crash Together?

Correlation by Market Regime

How these series behave when markets are rising, falling, or diverging. A correlation that holds in drawdowns is very different from one that only works in rallies.

Both Rising

-0.127

10 periods · Return correlation when both series rose

Both Falling

-0.438

5 periods · Return correlation when both series fell

Diverging

-0.625

20 periods · Return correlation when series moved apart

R-Squared

4.1%

Share of variance in one series explained by the other.

Trend Agreement

56.1%

How often both series moved in the same direction period-to-period.

Overlap Quality

1,254

Deep shared window — 1,254 usable pairs.

Significance

p < 0.001

95% CI: [0.148, 0.255]

Scatter

XY Regression

308.1350400450500550599.551.2955606570758083.83Mastercard IncorporatedXcel Energy, Inc.Data pointsFit (r = 0.202)

Pipeline

Data quality details

Pipeline Summary

1,254 paired data points survived the daily window.

Raw input

1,254

1,254

Normalized

1,254

1,254

Prepared

1,254

1,254

Aligned

1,254

1,254

Invalid removed

0

A: 0 / B: 0

Duplicates removed

0

A: 0 / B: 0

Alignment drops

0

A: 0 / B: 0

Series A

MA logo

Mastercard Incorporated

MA

Market cap 447.2B

Stock · 1,254 raw → 1,254 prepared

Series B

XEL logo

Xcel Energy, Inc.

XEL

Market cap 50.2B · 11,534 employees

Stock · 1,254 raw → 1,254 prepared

Sign agreement

100.0%

How often both values share the same sign.

Zero crossings

1

Estimated crossover points between normalized spreads.

Slope

0.0163

Linear regression slope.

Intercept

60.1098

Linear regression intercept.

Related Extremes

Highest and Lowest Correlated

Saved 6 hours ago · ID: stock-ma-vs-stock-xel-daily